Questions?

Call us at 800-736-8485

We offer the assistance you need to help in all of your mortgage endeavors. whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable.

Reverse Mortgages

Reverse mortgage loans are a way for older homeowners to convert their home's value into tax-free cash, without having to sell or move, HUD allows Homeowners who are 62 or older to borrow against the equity of their homes. 

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USDA Loans

A USDA Loan is a mortgage loan that is insured by the US Department of Agriculture and available to qualified individuals who are purchasing or refinancing their home loan in an area that is not considered a major metro area by USDA

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Home Purchase

FREE Home Mortgage Pre-Qualification! Do you know how much home you can afford? Take the first step to getting a pre-qualified in just 60 or less!

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Home refinance

Are you paying too much for your mortgage? Answer these questions below to calculate a possible lower mortgage rate & payment in just 60 seconds or less!

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Contact Us

Western Ohio Mortgage Corporation is ready to take your call!
733 Fair Rd.
Sidney, OH 45365
Trose@westernohiomortgage.com 800-736-8485 9601
Annual Mortgage Review for First-Time Buyers

Annual Mortgage Review for First-Time Buyers

Apr 18, 2024

Discover the significance of annual mortgage reviews for homeownership success. Learn how to save money, adapt to life changes, and stay financially empowered.

Understanding the Benefits of a DSCR Loan Compared to a Conventional Loan

Understanding the Benefits of a DSCR Loan Compared to a Conventional Loan

Apr 16, 2024

Learn about the benefits of a Debt Service Coverage Ratio (DSCR) loan compared to a traditional mortgage. Contact Western Ohio Mortgage Corporation at 800-736-8485 or Trose@westernohiomortgage.com for more information.

Your Mortgage Application Document Checklist

Your Mortgage Application Document Checklist

Aug 16, 2022

We’ve compiled a checklist of all the application data you’ll need to close on your next property.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Rating
4.9
218 reviews
T Moulton
Helped with all aspects of finding and execution of the best mortgage loan for my family. Friendly staff and very informative through every step of process! Would recommend to anyone!!
Helped with all aspects of finding and execution of the best mortgage loan for my family. Friendly staff and very informative through every step of process! Would recommend to anyone!!

T Moulton

1 week ago

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Jesse McCabe
Adam, Kylie, and Kayla were awesome! From the first day I called the team has taken care of us in our every need. What a great team with great integrity!!!
Adam, Kylie, and Kayla were awesome! From the first day I called the team has taken care of us in our every need. What a great team with great integrity!!!

Jesse McCabe

1 month ago

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Whitney Petras
Adam was wonderful, very knowledgeable and patience with us during the entire process. He truly went above and beyond!
Adam was wonderful, very knowledgeable and patience with us during the entire process. He truly went above and beyond!

Whitney Petras

1 month ago

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kyle doak
Working with Adam and the Western Ohio Mortgage team was simple and easy. My loan was closed within 3 weeks. Adam and Western Ohio Mortgage do a lot to give back to Sidney and the surrounding area, so when it was time to look for a lender, I didn't even c ...
Working with Adam and the Western Ohio Mortgage team was simple and easy. My loan was closed within 3 weeks. Adam and Western Ohio Mortgage do a lot to give back to Sidney and the surrounding area, so when it was time to look for a lender, I didn't even consider anyone else! I highly recommend Western Ohio Mortgage Corp.!
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kyle doak

2 months ago

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Racham Loritsch
The biggest thing that made my experience great was, that after normal business hours I could still contact Adam with questions regarding the loan and he would respond normally within a minute or so. For me this was very helpful during the whole process b ...
The biggest thing that made my experience great was, that after normal business hours I could still contact Adam with questions regarding the loan and he would respond normally within a minute or so. For me this was very helpful during the whole process because I worked first shift. The team at WOMC was professional and very supportive. The whole process was not all easy, but there was plenty of help the whole way through. I would happily use WOMC again if I had the need. Thank you!
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Racham Loritsch

2 months ago

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Catie Collett
Adam and his team was amazing helping us through the process of buying our first home. They were very quick to answer any questions. I recommend them when looking to finance a home.
Adam and his team was amazing helping us through the process of buying our first home. They were very quick to answer any questions. I recommend them when looking to finance a home.

Catie Collett

2 months ago

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Josiah Kramer
Loved my experience with WOMC and Adam Rose. They were very communicative and responded well to my questions as a first time home buyer. The team worked very well with me to get all the documentation they needed. They made the entire experience much easie ...
Loved my experience with WOMC and Adam Rose. They were very communicative and responded well to my questions as a first time home buyer. The team worked very well with me to get all the documentation they needed. They made the entire experience much easier and it all went very well. Thanks so much to WOMC!
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Josiah Kramer

2 months ago

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Naomi O
I had great help with buying my house. All the questions I had were answered and Adam and his whole team worked hard and were very dedicated to helping achieve my goal. Thank you WOMC. 10/10
I had great help with buying my house. All the questions I had were answered and Adam and his whole team worked hard and were very dedicated to helping achieve my goal. Thank you WOMC. 10/10

Naomi O

5 months ago

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Christina Carr
Adam and the team made the entire process near effortless and basically held our hands while making our first home purchase more pleasant than I thought possible! Make the first call you make when wanting to buy a house to Western Ohio mortgage and you w ...
Adam and the team made the entire process near effortless and basically held our hands while making our first home purchase more pleasant than I thought possible! Make the first call you make when wanting to buy a house to Western Ohio mortgage and you won't regret it.
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Christina Carr

5 months ago

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abena boggs
Michael Plante has been my real estate broker for six years. He first was introduced to me by a friend as a serious, professional broker and he didn’t disappoint me. Six years ago with Michael’s help and directions I was able to resolve my Credit issues t ...
Michael Plante has been my real estate broker for six years. He first was introduced to me by a friend as a serious, professional broker and he didn’t disappoint me. Six years ago with Michael’s help and directions I was able to resolve my Credit issues to qualify for a loan to purchase my dream home. His representation gave me stress free nights. With his many years of experience, he patiently explains every document I had to sign to my satisfaction and he always puts my interest first. When I needed an emergency equity help on timely manner, I called on him and within minutes Michael responded and guided me to secured the money I needed to solve my problem. Michael Plante is a real estate broker who knows all about the housing loan qualification process. A humble, passionate broker who enjoys seeing his clients happy and satisfied. I recommend Michael Plante to anyone who is seeking a loan to purchase a property.
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abena boggs

5 months ago

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Tony Sutter
Fast and Knowledgeable staff!
Fast and Knowledgeable staff!

Tony Sutter

5 months ago

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Gordon Kinney
Excellent product. Adam Rose was always responsive and available throughout the process.
Excellent product. Adam Rose was always responsive and available throughout the process.

Gordon Kinney

6 months ago

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Brian Auckerman
Chad was easy to work very friendly very knowledgeable. And I highly recommend him
Chad was easy to work very friendly very knowledgeable. And I highly recommend him

Brian Auckerman

7 months ago

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Dave Jones
Such am amazingly knowledgeable and professional staff. Answered every question no matter how "dumb" the questions might have been. They truly made the home buying experience enjoyable and would recommend them to anyone. If you are looking for a mortgage ...
Such am amazingly knowledgeable and professional staff. Answered every question no matter how "dumb" the questions might have been. They truly made the home buying experience enjoyable and would recommend them to anyone. If you are looking for a mortgage company...look no further than the team at Western Ohio Mortgage Corporation!!!
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Dave Jones

8 months ago

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Heather Gatchel
Adam and his team went above and beyond to get our purchase closed by the contracted closing date. They were friendly and helpful and extremely prompt. Very happy with this transaction.
Adam and his team went above and beyond to get our purchase closed by the contracted closing date. They were friendly and helpful and extremely prompt. Very happy with this transaction.

Heather Gatchel

8 months ago

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Amy Krites
Adam and his team are so knowledgeable and easy to work with!! I would highly recommend!!
Adam and his team are so knowledgeable and easy to work with!! I would highly recommend!!

Amy Krites

8 months ago

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Brian Messer
You should absolutely use Western Ohio Mortgage to get a home loan! They are amazing to work with!
You should absolutely use Western Ohio Mortgage to get a home loan! They are amazing to work with!

Brian Messer

9 months ago

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John Winemiller
Everyone worked really hard and did everything they could to help me get where I wanted to be in a timely and speedy manner. And the level of professionalism and courtesy was outstanding. Thanks again for everything everyone did.
Everyone worked really hard and did everything they could to help me get where I wanted to be in a timely and speedy manner. And the level of professionalism and courtesy was outstanding. Thanks again for everything everyone did.

John Winemiller

11 months ago

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Gerry Gooding
Great service, they know how to get things done and done right!
Great service, they know how to get things done and done right!

Gerry Gooding

11 months ago

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David Owen
I had a wonderful experience with everyone who works there. My purchase was very professional and stress-free.
I had a wonderful experience with everyone who works there. My purchase was very professional and stress-free.

David Owen

1 year ago

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Jeremy Fischbach
Everyone was very informative, and kept communicating easy and understandable. Every one went out of their way to accommodate with my third shift work and sleep schedule. (Very much appreciate that). Made the entire process as smooth and quick as possi ...
Everyone was very informative, and kept communicating easy and understandable. Every one went out of their way to accommodate with my third shift work and sleep schedule. (Very much appreciate that). Made the entire process as smooth and quick as possible. Kept me informed of the ups and slightly downs of the interest rates and I believe got me the best rate possible. I would definitely recommend Western Ohio mortgage to any one time and time again. Thanks to everyone involved. Appreciated Customer, Jeremy Fischbach
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Jeremy Fischbach

1 year ago

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Leisa White
Highly recommend! Commutation from everyone is on point!! They got back to me super fast with any questions. They helped me decide which Mortgage product was going to be for our best interest and they even helped get our high closing costs to nothing with ...
Highly recommend! Commutation from everyone is on point!! They got back to me super fast with any questions. They helped me decide which Mortgage product was going to be for our best interest and they even helped get our high closing costs to nothing with credits and such they found! WOM is going to be my go to mortage lender!!!!!
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Leisa White

1 year ago

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Melissa Deeter
Adam Rose and his staff made the process in buying a home easy......from the 1st step - the cost of a home you can afford, then when you've found a home to purchase, going over details for the loan, his staff were in contact with you via text, emails and ...
Adam Rose and his staff made the process in buying a home easy......from the 1st step - the cost of a home you can afford, then when you've found a home to purchase, going over details for the loan, his staff were in contact with you via text, emails and phone calls during this process so everything went smoothly......I would recommend them when you are purchasing a home. Thanks Adam Rose and team!
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Melissa Deeter

1 year ago

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Chino David
Wonderful lender to work with, great work ethic and customer service. They answer the phone within seconds and respond to every single question you have. I highly recommend.
Wonderful lender to work with, great work ethic and customer service. They answer the phone within seconds and respond to every single question you have. I highly recommend.

Chino David

1 year ago

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James Cramer
Great experience with everyone who assisted us. Made a very complicated mortgage easier to grasp. Communication was excellent throughout the entire process. Thank you Wade and all who helped!
Great experience with everyone who assisted us. Made a very complicated mortgage easier to grasp. Communication was excellent throughout the entire process. Thank you Wade and all who helped!

James Cramer

1 year ago

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Tasha Ann
When you ask anyone for advise on choosing a mortgage company almost everyone mentions WOMC and for good reasons. Adam and his team get the job done quickly and help with everything they can to get you in your new home
When you ask anyone for advise on choosing a mortgage company almost everyone mentions WOMC and for good reasons. Adam and his team get the job done quickly and help with everything they can to get you in your new home

Tasha Ann

1 year ago

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Christina Lacey (Crissi)
Everything from beginning to end. Adam went above and beyond. His staff kept us in the loop and explained everything throughly. We appreciate you all so much!
Everything from beginning to end. Adam went above and beyond. His staff kept us in the loop and explained everything throughly. We appreciate you all so much!

Christina Lacey (Crissi)

1 year ago

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monica wintrow
So glad we went with Western Ohio Mortgage , Everyone was pleasant to work with and answered all of our questions, Signing was a breeze and went very smooth .
So glad we went with Western Ohio Mortgage , Everyone was pleasant to work with and answered all of our questions, Signing was a breeze and went very smooth .

monica wintrow

1 year ago

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Storm Jones
Tons of great communication at all times, lots of great advise, also super easy to work with
Tons of great communication at all times, lots of great advise, also super easy to work with

Storm Jones

1 year ago

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Scott Ferguson
Shelby actually made our home buying experience enjoyable! We couldn’t have asked for a better person to help us.
Shelby actually made our home buying experience enjoyable! We couldn’t have asked for a better person to help us.

Scott Ferguson

1 year ago

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Kayla Thomas
Kayla was phenomenal working with me answering any and all questions and helping me through what I didn’t know. Adam made the process flow very smoothly and quickly! The whole team is GREAT!
Kayla was phenomenal working with me answering any and all questions and helping me through what I didn’t know. Adam made the process flow very smoothly and quickly! The whole team is GREAT!

Kayla Thomas

1 year ago

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Felicia Ross
I've worked with Adam and his team twice now, both being wonderful experiences from start to finish.
I've worked with Adam and his team twice now, both being wonderful experiences from start to finish.

Felicia Ross

1 year ago

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Shawn N
These guys crossed every t an dotted every i in the process for me. Even through covid global shutdown they kept working with me getting my credit scores fixed an really made sure I understood every step along the way
These guys crossed every t an dotted every i in the process for me. Even through covid global shutdown they kept working with me getting my credit scores fixed an really made sure I understood every step along the way

Shawn N

1 year ago

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Stephanie McNeal
Adam was very helpful during the process of buying our home.
Adam was very helpful during the process of buying our home.

Stephanie McNeal

1 year ago

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John Chambers
These guys are great! If they tell you it can't be done! It can't be done! Very professional, yet very one on one and friendly! They get it done!!! Thanks Adam and Staff!
These guys are great! If they tell you it can't be done! It can't be done! Very professional, yet very one on one and friendly! They get it done!!! Thanks Adam and Staff!

John Chambers

2 years ago

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Mindy Chambers
Adam and his team was very responsive. They worked hard for us and made it as easy as possible for us. I didn't feel like just a number to them but that they were truly doing what was best for us. I highly recommend Western Ohio Mortgage!
Adam and his team was very responsive. They worked hard for us and made it as easy as possible for us. I didn't feel like just a number to them but that they were truly doing what was best for us. I highly recommend Western Ohio Mortgage!

Mindy Chambers

2 years ago

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David Fleming
We can't say enough about the level of knowledge, professionalism and service provided by Adam Rose and his entire WOMC team. These folks are always accessible and willing to assist with any need a buyer may have. Thank you all for helping us buy not ju ...
We can't say enough about the level of knowledge, professionalism and service provided by Adam Rose and his entire WOMC team. These folks are always accessible and willing to assist with any need a buyer may have. Thank you all for helping us buy not just a house, but a home where we look forward to making many memories.
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David Fleming

2 years ago

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Christian Enochs
Made it a very easy, and smooth process for purchasing my first home!
Made it a very easy, and smooth process for purchasing my first home!

Christian Enochs

2 years ago

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1GamerDad
We are selling our house and the buyers chose Western Ohio mortgage Corp. Well they've had two months to be ready to close and yet the date comes that we are supposed to close and they ask for a two week extension. Not to mention the communication to the ...
We are selling our house and the buyers chose Western Ohio mortgage Corp. Well they've had two months to be ready to close and yet the date comes that we are supposed to close and they ask for a two week extension. Not to mention the communication to the buyer and myself on the appraisal results and if we can close on time and didn't find out until the day we were supposed to close. So now I'm still waiting on them to hurry this stuff up to allow us to sell the house.
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1GamerDad

2 years ago

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Brandon Browning
Adam Rose was very responsive and supportive during the entire process!
Adam Rose was very responsive and supportive during the entire process!

Brandon Browning

2 years ago

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Barbie Coppus
Mike Moore was amazing to interact with. If we had a question he was quick to answer our questions and if he didn't know the answer he would find out for us. He went above any beyond to help us in any way he could.
Mike Moore was amazing to interact with. If we had a question he was quick to answer our questions and if he didn't know the answer he would find out for us. He went above any beyond to help us in any way he could.

Barbie Coppus

2 years ago

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Kevin Laudat
Mike is extremely responsive. He is proactive and works hard to make the process of acquiring a most favorable outcome for his clients as easy as possible.
Mike is extremely responsive. He is proactive and works hard to make the process of acquiring a most favorable outcome for his clients as easy as possible.

Kevin Laudat

2 years ago

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Valerie Jones
As first home buyers, we didn’t know everything buying a house entailed. Adam and his team were very helpful and responsive to getting us through the process as stress free as possible.
As first home buyers, we didn’t know everything buying a house entailed. Adam and his team were very helpful and responsive to getting us through the process as stress free as possible.

Valerie Jones

2 years ago

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Vee Gorgeous
I will highly recommend to family and friends. Mike Plante was simply amazing. He took his time and was very patient explaining things.
I will highly recommend to family and friends. Mike Plante was simply amazing. He took his time and was very patient explaining things.

Vee Gorgeous

2 years ago

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Mark Lacey
Great Company with top notch employees.! I highly recommend Western Ohio Mortgage Co.
Great Company with top notch employees.! I highly recommend Western Ohio Mortgage Co.

Mark Lacey

2 years ago

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Buddy Brock
Wade and Heather are absolutely the best I encourage anyone needing their services to look no further it doesn’t get any better than this team.
Wade and Heather are absolutely the best I encourage anyone needing their services to look no further it doesn’t get any better than this team.

Buddy Brock

2 years ago

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Casey Wells
Scott at Western Ohio Mortgage is the best in the business! So easy to work with.
Scott at Western Ohio Mortgage is the best in the business! So easy to work with.

Casey Wells

2 years ago

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Sarah Weidner
Staff were easy to work with, gave educated options for our need, and were overall very knowledgeable in their field. Wholeheartedly recommend.
Staff were easy to work with, gave educated options for our need, and were overall very knowledgeable in their field. Wholeheartedly recommend.

Sarah Weidner

2 years ago

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Pamela R. Fisher
Nick is a great listener and will never make you feel dumb no matter how silly the question. As first time home buyers and first time rental property owners, we had LOTS of silly questions. He was always prepared to go the extra mile to see that we found ...
Nick is a great listener and will never make you feel dumb no matter how silly the question. As first time home buyers and first time rental property owners, we had LOTS of silly questions. He was always prepared to go the extra mile to see that we found the best options for us. He definitely went above and beyond through the entire process. We would absolutely look to him again for any mortgage needs and questions and have already recommended him to friends/family.
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Pamela R. Fisher

2 years ago

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