Western Ohio Mortgage is an independently owned banker/broker corporation who offers a wide variety of mortgage products at industry competitive rates. Most importantly, you will find our knowledge of government products such as FHA, VA & Rural Development to be unparalled. In addition, we are able to structure loans with NO DOWNPAYMENT to make the purchase process as simple as possible. For those borrowers with less than perfect credit, we also offer a full menu of products designed to assist in the financial transition stage that they may be experiencing. We have 3 locations to assist you. Our main office is located in Sidney, Ohio (937-497-9662 or 800-736-8485), with a Branch office located in Celina (419-586-0800) and a satellite office in West Chester (513-874-1042).